Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kirsten

Easy and reliable

I had to take my dog to the vet for a lump and we didn't know what was wrong with her. The vet had to take trays and keep her for the day to evacuate her leg. It was a costly day but we were able to file an claim very easily and we were refunded much of the cost within 3-4 days. It was quick and easy to file the claim and receive our reimbursement.
5

out of 5

POSTED: | BY: Lillian

Fantastic coverage and service.

Recommend this coverage to every pet owner.
5

out of 5

POSTED: | BY: Matthew

Better online form

The online form makes it easier than the older fillable form that you had to email in.
5

out of 5

POSTED: | BY: Nationwide

Nationwide is always on my side

The claim was really easy to submit. The only problem I have is with my that’s staff. I always have to request the invoice and my dog’s medical record. My puppy is a doodle. I do see golden doodles listed as a breed. I don’t see Sheepadoode. Can this be added?
5

out of 5

POSTED: | BY: RAMONA

Nationwide Pet Ins is reliable!

Nationwide Pet Ins has given me this great feeling of security knowing that I have a partner in need. Because of Nationwide Pet, I am able to access proper healthcare for my beloved dogs without hesitation. Most importantly, reimbursement is fast.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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