Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia

Great service

I'm very pleased with Nationwide insurance. Without this insurance our pets would be very uncomfortable and sick.
5

out of 5

POSTED: | BY: Megan

Cost is no longer a factor in my pet's health & wellness!

Owning pets is expensive enough, but getting a new one can be daunting. Will my puppy swallow something they shouldn't before I can get to them? What if in playing they get caught under the other dog by accident and tear a ligament? The possibilities are seemingly endless, but having this insurance has taken the fear of "what if" and "how much is that [unexpected event] going to cost to take care of him/her". Nationwide makes it clear what I can expect (and depend on) from them, and is always super fast with claims. I normally have my refund actually available in my bank account in just over a week. While it didn't make a difference in whether we were going to get a second dog, it certainly makes having a young, energetic, always-up-to-something puppy a less worrisome event, so we can concentrate on doing what's best for him and him being a part of our family, not on the what-ifs.
5

out of 5

POSTED: | BY: Liza

You guys are fast and efficient.

You guys have worked really well with me and when one of the claims was logged wrong you readjusted and explained everything to me. I have nothing but good things to say about you.
5

out of 5

POSTED: | BY: Sarah

Best decision ever to get nationwide pet insurance.

Best decision ever to get nationwide pet insurance. It’s so easy to use and submit claims and I get refunded super quick.
5

out of 5

POSTED: | BY: Kathy

I love having the piece of mind that the vet bills are covered, and you are very easy to deal with.

10

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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