Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kris

Zoe

Best insurance company for my angel. They reimburse 90% on expenses. Can not do healthcare for my baby without Natiowide.
5

out of 5

POSTED: | BY: Raymond

Glad my vet told me about you

Good
5

out of 5

POSTED: | BY: Samantha

Great service!

Nationwide pet insurance is wonderful. Every case they have helped us out! Even when our policy didn’t cover something, due to the certain circumstances we needed to get it done. Nationwide listened to our request and helped us along the way. Amazing service and very friendly customer service.
5

out of 5

POSTED: | BY: Linda

Glad I have went with nationwide

I am so glad I went with nationwide. At first I was hesitant and went with another pet insurance company due to reviews. My coworker told me how easy the claim process is thru nationwide and at that time my company offers discounts. I am so glad I have them now for 2 years, one of my fur baby is diagnosed with hypothyroidism and is on medication, I always get my reimbursement without issues so far. My other fur baby having GI issues and still trying to figure out what's wrong. I save a lot of money with nationwide in long run.
5

out of 5

POSTED: | BY: Catherine

Not much to complain about

It’s been a big year for my senior dog (tumor removal, chemotherapy, and a second benign mass removal), and Nationwide was a lifesaver. I didn’t need to interact much directly with customer service—I just sent my claims in online and was reimbursed. They didn’t give me a hard time with reimbursements and they covered everything as it was laid out in the policy; the EOB was easy to read. It could be a little faster—after submitting a claim, you don’t get a confirmation email for a day or two (an immediate confirmation that the order was received would be nice) and then payment usually comes about a week after that. But, overall, they were easy to use and saved me $$$ this year!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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