Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Valerie Longobardi

Great pet insurance for your loving pets~

We have had this pet insurance for two years. The coverage has been excellent! Filing claims is simple and easy and reimbursement is quick. Customer service is always friendly and quick to resolve any issues.
5

out of 5

POSTED: | BY: Guy Aiken

Easy to file, quick to be reimbursed

It's well worth the money. We get reimbursed not only for vet sick visits, but also vet wellness visits and even prescription food. And the turnaround from claim to reimbursement is now only a few days.
5

out of 5

POSTED: | BY: Alexandra Vogel

Great insurance. Easy use and good coverage.

I am 100% happy with insurance, except this year insurance rates went up 34% without any notification. Since I have 2 dogs that is quite an increase. I was not happy with the sudden increase, because I left Truepanion (Tyler other dog) because they would increase rates quite a bit every year and when I talked to nationwide at that time they said to not do this because they are a larger company etc. Well it happened. So love to hear back and will also write letter to customer service about this topic.
5

out of 5

POSTED: | BY: Felix Denton

Good title

So far the support staff has been great. Easy to complete the claim form.
5

out of 5

POSTED: | BY: Bob Harmonay

Great covrrsge and no hassle claims

Very easy to submit claims and have never had a problem with reimbursement. Great insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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