Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,245

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Norma

Annie's oral surgery was supposed to be the extraction of two teeth, but...

Annie's oral surgery was supposed to be the extraction of two teeth, but after x-rays were taken the total moved to five teeth. She went through it very nicely, She overlooked her stitches and ate well but it took to the third day until she started playing with her toys. The only thing missing was the email I used to receive from VPI letting me know that the Animal Hospital had faxed my claim to them and they were processing it. I even stopped back to the Hospital to see if they had indeed faxed it. Of course, that afternoon I received the check. It was a big help in paying for part of the final expense.
5

out of 5

POSTED: | BY: Heather

Expensive, but when reimbursed, it’s nice!

Nationwide pet insurance is costly, however, going to the vet is expensive! It’s great to know we will get some of the cost of our vet bill back with Nationwide.
5

out of 5

POSTED: | BY: Amanda

Easy to Use Claim Submittals

The newest upgrade to the website is fantastic. It makes the claim submittal process a cinch and takes away the need to send via email. I love being able to track where the claim is at. Great upgrade!
5

out of 5

POSTED: | BY: John

Happy with claims and service.

I’m pleased with service and claims so far. Plan on continuing plan as long as it remains affordable. Overall very pleased! Highly recommend!
5

out of 5

POSTED: | BY: Mai

The claiming process

Claiming process is simple and easy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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