Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurie

Luke would not be here if it weren’t for You.

Thank God for you. My gorgeous shepherd Luke had collapsed because of crushed discs. He was able to have his surgery because of you. He was able to get a wheel chair because of you. He’s able to have acupuncture because of you. He’s one happy camper because of you. I am unbelievably grateful because he is my best friend. He’s taken care of me and you have allowed me to take care of him. Thank you.
5

out of 5

POSTED: | BY: Audrey

Nationwide is the absolute best decision I have made!

I purchased Nationwide's pet insurance when my dog was only a puppy, the absolute best decision I have made in regards to my pet. I don't know where to start. They have left me feeling secure and like Annie (my dog) is taken care of. Their 24/7 vetHotline has saved us a couple times from going to the emergency vet and also assured is to when we need to take her in. The hotline and the insurance has given me a peace of mind I did not think I would have. It has allowed me to take care of Annie, make sure she has all the preventative care, and care for when she is sick or injured, all while removing the financial stress. I would (and have) recommend Nationwide pet insurance to ANYONE! I will also be purchasing it for any future pet.
1

out of 5

POSTED: | BY: Keris

Quick with denials

When you deny a condition that was diagnosed AFTER insurance was started, it makes me wonder if your insurance is worth it. I’m debating canceling since you aren’t covering any of the issues that my dog has.
5

out of 5

POSTED: | BY: Susan

Great and prompt response

We are more than satisfied with the service we receive. All claims are handled promptly and the return for the amount that is submitted is very rewarding.
5

out of 5

POSTED: | BY: Edward

Doing great job, u guys are on the ball!!!

Doing good job, much faster response, no hassle!! I let it up to the Vet. he knows best!! Glad I have the Ins. Very good Co.!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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