Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Sophie

Claims easy to file, though customer service unhelpful if you have issues filing a claim

With adopting a new puppy, we've had a lot of expenses for shots and other typical puppy wellness. Unfortunately, our puppy got sick which lead to expensive tests and analyses. My fiance and I are thankful we chose to get pet insurance. We paid our deductible in less than a month and having additional help has decreased the stress accompanying the unforeseen costs of having a sick puppy! Unfortunately, I have had trouble submitting claims online, luckily I can do it through an app however, with most of my work being done on my laptop it's much easier and more convenient to do it online. When looking for assistance with the situation, customer service told me they were aware of the issue and that it had been resolved but when I went back online the claim submission still wouldn't work! Very unhappy to be lied to by customer service. The longevity of mailing in a claim is inconvenient, luckily I am a customer that is familiar with smartphone apps and was able to submit claims on the app without needing help from customer service.
5

out of 5

POSTED: | BY: Mitchell

We want the best for our girl

We want the best for our girl!
5

out of 5

POSTED: | BY: Cathy

Let Insurance a must have!!

I love having this insurance, however I am disappointed in the $50 per dog increase in premium I had this year. I feel that was an over the top increase. $15-20 would have been more acceptable!!!
5

out of 5

POSTED: | BY: Janice

Outstanding Pet Insurance

Gracie has been a medical disaster from day 1 as an 8 week old puppy. Nationwide has been a lifesaver for both of us. 9 surgeries, constant Shar Pei fever episodes & we are finally pretty good now!!! Highly recommend Nationwide for your pet insurance.
5

out of 5

POSTED: | BY: Anne

Claim submission is easy to use on the app

We have not had pet insurance with previous pets in the past, so this is my first experience with having pet insurance. I am pleasantly surprised at how easy it is to file a claim and receive reimbursement.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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