Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea

This insurance has been a life saver!!

Honestly without Nationwide Pet Insurance we would not be able to afford the surgeries he has entailed over the last two months! He also got attacked by a coyote in between these two surgeries so it's been a relief to still have our dog with us!
5

out of 5

POSTED: | BY: Joanne

Best Decision that Protects my Dog!

Nationwide has provided exceptional service and needed financial support to provide my dog with the best care for wellness and when sick/injured.
5

out of 5

POSTED: | BY: Dan

Great, No Hassle Insurance.

We have submitted several claims in the last year that we have had the policy. They are submitted easily and paid quickly with no issues. I have highly recommended them to numerous friends with pets.
5

out of 5

POSTED: | BY: Steve

Simple, Stress free and Satisfying

We had to take Bentley to the animal hospital during the COVID-19 crisis for a gastrointestinal issue. It was a very stressful time and a large unexpected expense. We were able to file our claim online and received a check within several days. Bentley is all healed up and we are grateful to have had pet insurance for him! Thanks Nationwide!
5

out of 5

POSTED: | BY: Carolyn

Easy payments and claims

Our little trouble maker of a puppy has had to go to the vet two times already (injury and illness). Both claims were easy to submit and we got payments in under 1 week of submitting the claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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