Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris Polacek

I shopped coverages and they offered best coverage thru my employer!

The coverage offered thru employer is without a doubt best I found.
5

out of 5

POSTED: | BY: Kerri Smith

Great plan, really helps!

Great coverage, it is truly a God send!
5

out of 5

POSTED: | BY: Mardie Penn

Purchase pet insurance for your pets.

Great company to deal with. Fast turn around on claims.
5

out of 5

POSTED: | BY: Carolyn

Easy claim submission and reimbursement

Claim submission from my phone is so easy and reimbursement directly to my account within a week. Could not be easier.
5

out of 5

POSTED: | BY: Joe Mastrangelo

Quick, easy, and compassionate care

We have two dogs and a cat insured with Nationwide, which I had got through my previous employer and was paid through direct deposit. After moving jobs, I forgot all about switching to a regular payment plan and the worst case happened, my cat was diagnosed with large cell lymphoma. We paid for everything out of pocket and did the best we could in a tough time and then called up Nationwide to at least renew our insurance on our two pups in case they got sick too. The woman at the call center not only was kind and supportive, she actually let us know as long as we backpaid the premium due, our coverage had not actually been cancelled and we could retroactively submit all of those claims. Money was the last thing on my mind as we went through our pet getting sick, but it's a reality for us. Their customer service took care of everything for us, and we can at least rest easy with knowing we're covered in any future emergencies.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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