Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathryn Sirp

Excellent Service!

Nationwide pet insurance is the best pet insurance I've ever had. They cover almost anything you can think of and are quick to get your claim processed. As well as their staff is always a delight experience to deal with.
5

out of 5

POSTED: | BY: Bambi Prigel

Very Responsive

Nationwide has been very responsive, easy to deal with, good customer service and easy to fill in claim forms.
5

out of 5

POSTED: | BY: Barbara Morton

Nationwide is the best pet insurance around. Nationwide is always on your side!

They really care!
5

out of 5

POSTED: | BY: Erin Hagerty

Insurance made a difficult time a little easier

Our dog was recently diagnosed with terminal cancer. This has easily been the hardest thing we have ever had to experience, our pup is our life and knowing there is nothing we can do to save him is so hard. The only thing that has added any light to this otherwise very dark situation is the fact that we are able to give him the best care & quality of life possible, for as long as possible. This is because we have pet insurance, we didn't have to think twice before making choices just because of the dollar amount. There is no price we can put on that and Nationwide has been amazing. We have had other pet insurance and they have been difficult and claimed certain things were "preexisting" with absolutely no proof. The customer success team was great when I need another claim reevaluated, we have had our claims processed in record time, and have yet to be unsatisfied. Thank you from the bottom of our hearts!
5

out of 5

POSTED: | BY: Kim Mershon

Never Had a Problem

I’ve never had a bad experience or problem with claim submission or being reimbursed. The turn around time is very quick as long as you provide the necessary diagnosis and documentation. Everyone I’ve dealt with on the phone was very courteous and professional.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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