Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lucy

great company!

every time i submit a claim i get a fast response. only one time my claim was entered wrong in the system and i had to call to have it resubmitted, but since then i haven't had a problem.
5

out of 5

POSTED: | BY: Christina Maier

Nationwide is the best pet insurer in the world!

I have been with Nationwide since 2016 and have been very pleased every minute of the four years. The customer service representatives are so pleasant and helpful, the insurance coverage is awesome and my claims are processed so quickly it's unbelievable. It is very stressful when the pet that is loved so much and is such a part of the family is sick and unable to communicate what's wrong. Going to the vet for an illness visit is full of anxiety. Nationwide makes it all a lot better by reducing the cost and offering helpful advice.
5

out of 5

POSTED: | BY: Jesse Castaneda

Happy cat, Happy owner

Recent dental claim was quick and easy. Nationwide response to my claim was quick and gave me updates on the status of my claim. As a longtime Nationwide customer, I've never been disappointed with their service!
5

out of 5

POSTED: | BY: Eli

Great customer service.

After not submitting a claim in almost the first 2 years of having our dog and insurance, in the last month we’ve submitted 3! No questions asked, everything was straight forward and we got our refunds within DAYS! Utilize the VitusVet phone app and submit claims through there and get the refund electronically deposited. So much easier than I thought it would be. They actually just sent me an email to see how my pup was doing as well! My wife and I couldn’t be happier with this company and their customer service.
5

out of 5

POSTED: | BY: Beverly Snavely

Thankful for Nationwide !

We had another dog who thankfully never had problems till a couple of years before she passed. She had to have surgeries around 12 years old. A few years after she passed we decided to get another dog. We decided to get insurance for her just in case so we'd be prepared. We've had to use the insurance several times and our dog is only 3. We get reimbursed quickly. Thank you Nationwide !
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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