Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shareen

Great

I called the vet line when Tank started feeling bad. They were very kind and reassuring. They took their time answering all of my questions and were patient. I ended up having to take him to the vet. Filing the claim was very easy and received my money back very quickly. I have referred many people to Nationwide.
5

out of 5

POSTED: | BY: Linda

The claim was fast and efficient.

Nationwide made it stress free after my pup had double acl surgery. I received the claim amount within a week or so which eased the financial stress from her procedure. Nationwide has always followed through on their commitment to provide excellent service.
5

out of 5

POSTED: | BY: Claribel

Very satisfied with policy so far

Submitting claims is very convenient on app. Time of claim processing is great. Reps on phone are also very helpful.
5

out of 5

POSTED: | BY: Shari

Convenient & Uncomplicated

Nationwide is great. Claims are easy to submit. Response & reimbursements are also quick!
5

out of 5

POSTED: | BY: Anne

Reimbursement getting more timely

I am happy to report that the TAT for reimbursements is down from 1 month to about 2 weeks. Much appreciated. Thank you for appreciating the impact of timely payments !
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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