Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl Halibrand

Lexi

As always Nationwide has been great! Easy to submit claim and speed in processing!!
4

out of 5

POSTED: | BY: Robin Renken

Such a simple straightforward system for filing the claim with fast communication and results.

The process was so simple, from the vet sending in the claim to the quick email response that kept us informed of where our claim was, to the quick online deposit for the claim. The follow up also was greatly appreciated. Of course I wish that more of our 2nd blood test had been covered...but overall I am very happy with the service. We have had this pet insurance since we got Loki and we have not needed to use it before now. We were grateful to have it in this stressful situation. Luckily, after the additional tests, we found that all is good!
5

out of 5

POSTED: | BY: Rina Harjati

Excellent & easy

Nationwide has a good customer service and easy to submit claim. It's highly recommended.
5

out of 5

POSTED: | BY: Julie Ozzimo

Best Coverage

Wow. Insurance for pets has changed in the last 10 years. Claims submitted via an app,, a check received within two weeks, and most vet expenses were covered (granted I pay into the better plan). I highly recommend Nationwide Insurance for the care of your furry babies.
5

out of 5

POSTED: | BY: A. Yamamoto

Filing claims have been easy and receiving the payments have been prompt.

Pet Insurance coverage for our dog has been well worth it even though premiums have been costly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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