Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristene Gamble

So easy to work with Nationwide

Our dog, Rocky ruptured his ACL and needed immediate surgery. From when I spoke with Customer Service on how to file a claim all through how to finalizing the reimbursement-everything was a smooth and pleasant process. The Customer Service rep thoroughly explained to me on our coverage, how to file a claim and the process to approval/reimbursement. We are so grateful that it was so easy and we were able to do it all from the app on our phone. With the simplicity of working with Nationwide, it allowed us to be able to focus on Rocky's healing process without worrying about dealing with the red tape of insurance.
5

out of 5

POSTED: | BY: Josh

Best insurance product on the market

Best product you could get for your pet. it takes the worry out of any emergency that may happen and helps with the yearly check ups. Worth every penny.
5

out of 5

POSTED: | BY: Jessica Novo

Speedy, Affordable and reliable!

My dog had dental surgery For a mass removal and suffered an injury Which required emergency surgery. Once I submitted the claims, nationwide was able to reimburse me almost immediately. I am very pleased with their service.
5

out of 5

POSTED: | BY: TERESA RAMOS-CRUZ

stress free and easy to process claims

i am very satisfied with the service provided by Natiowide.
4

out of 5

POSTED: | BY: gabriel knisely

Issue Using Nationwides Claim Service

This was overall a really positive experience. Called the customer service hotline two separate times to discuss whether the insurance would cover the operation. Both ladies were extremely friendly, and while I understood the policy is not to say "yes its covered" on the phone, they were very knowledgeable. The only issue I had with this experience is that your claim submission website was down for three days... I ultimately had to download the Vitusvet app to submit my claim. Which I only learned of from calling your customer service hotline (once again amazing). Was frustrating given that I had to pay out of pocket for the operation and needed to get a refund as soon as possible to cover other expenses.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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