Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,240

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vicki

First Time Pet Insurance

This insurance has been great. I'm so happy I got the coverage that covers wellness exams.
5

out of 5

POSTED: | BY: Jason

Great Service

Always easy to submit forms and get reimbursed. I also appreciate the follow up emails.
5

out of 5

POSTED: | BY: Debbie

If it weren't for Nationwide... I wouldnt have been able to get my buddy the best care possible!

Its very easy and the folks that assisted me were so very helpful and caring for my pet. I never thought it would be so easy to have pet insurance. I highly recommend it! Especially if you have an expensive pet!
5

out of 5

POSTED: | BY: Christina

Amazing customer service and seamless claims process

Every rep was caring and empathetic while collecting necessary information and guiding us through the process. They made a super scary and stressful time easy. We felt completely supported!
5

out of 5

POSTED: | BY: Amber

Fast response and reimbursement!

I cannot believe how fast I was reimbursed. My cat had a serious UTI that required multiple visits and medication. Once submitted I received a reimbursement 4 days later! What would have cost be over $1000 out of pocket only cost about $300.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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