Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,240

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Getting the best care for our dog

Nationwide has helped us get the best care for our dog. Our first dog had pre-existing conditions so couldn't have health insurance. We did what was necessary for her anyway, regardless of not having health insurance. But with Lexi, it is wonderful to be reimbursed for treatment for her well-being and when she has a specific problem. Thank you!
5

out of 5

POSTED: | BY: Deb

It’s sad when your pet’s health insurance is better than your own....

As a pet owner of two American Bullies, the responsible thing to do is provide them with health insurance. Nationwide has provided comprehensive coverage at a fair cost in comparison to other products I reviewed. Prompt reimbursement for all claims I have submitted over the 6 years as a customer.
5

out of 5

POSTED: | BY: EvalynnBarnard

Great insurance when in need.

Thank you for a simple and quick process.
5

out of 5

POSTED: | BY: Paula

The company fairly reviews the claims

Nationwide fairly reviews the claims for our 17 year old cat. Her Urinary Tract infection (UTI) is gone. Her respiratory/eye infection is gone. The recent higher blood calcium number, after ruling out parathyroid cancer and consulting with a specialist, the vet thinks, will go away by switching from Hills Digestive Care to Hills Kidney Care and Royal Canin T & D. Our cat's Kidney Disease has been managed for 5 years in June. Now she has daily IV fluids, kidney probiotic Asodyl, Lactulase, to prevent constipation, Cerenia, to prevent nausea, over the counter famotidine, Cannapet, a hemp pill, and Cosequin, an arthritis pill. Her kidney numbers are now the same as when she started IV fluids five years ago. in June 2015. Occasionally (once a year) our cat does get very constipated and needs an enema. Nationwide appears to care about our cat's health, and is committed to her survival. Our cat is generally happy and loving, and cooperates with taking her medications and syringe feeding. She has always hated to eat, and now we feed her, which she doesn't fight much, and she weighs as much as she did before the kidney disease.
5

out of 5

POSTED: | BY: Brooke

Fast and Comprehensive Coverage

Claims always handled quickly and coverage is superb!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review