Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Lachenmeier

Easy, quick process!

Thank you! Your process is smooth, easy and worry free. Thank you for processing quickly and efficiently. I recommend you to all my friend pet owners!
5

out of 5

POSTED: | BY: Judith Murray

Nationwide Pet Insurance is the best!

All 10/10.
5

out of 5

POSTED: | BY: Judy Reece

Great, vet office filed for me, truly no hassle!

A little spemdy, but when you look at vet bills it's great. No surprises of hundreds of dollars in bills!
5

out of 5

POSTED: | BY: TERESA GARCIA

Wonderfully Helpful Insurance

I really appreciate the response I receive from Nationwide when I submit my claims. Puppies can have lots of medical issues and the reimbursement is a godsend.
3

out of 5

POSTED: | BY: Dan Hayes

Pre-existing condition

I thought it was pretty lame for you to reject a bill for a stomach problem because Callie had ONE before. It wasn't constant issue; it's only happened once in the year we've had here. The rejection is the reason insurance companies have a bad reputation.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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