Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Liana Grassi

Efficient Process & Quick Response Time

Claim notices and turnaround time for payments used to be fairly long with not much communication in between submittal and receiving payment. Since the message was sent out months ago communicating the changes being made to the processes, there has been significant improvement all around. Good work!
5

out of 5

POSTED: | BY: Arlene McDuffee

You really care

The fairly quick response really helps. For those of us who are retired, putting out money for our animal's medical is a hardship. Getting the refund fast, really helps.
5

out of 5

POSTED: | BY: Wanda Harman

A great insurance to have for your pet.

I would not want to be without this pet insurance. I would definitely recommend this insurance and have already done so. There are trained personnel to help you 24/7. Insurance claims are processed quickly and payments made in a timely manner
5

out of 5

POSTED: | BY: Michelle

Fast and convenient

I love the ability to submit claims via mobile app or online. Fast follow up after claim submitted and fast reimbursement. Love the communications and reimbursement time frame
5

out of 5

POSTED: | BY: Sharon Smalling

Very helpful on the vetline

The vetline staff member was great giving me ideas for less expensive over the counter supplement. I found what I needed at half the price!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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