3
out of 5
POSTED: | BY: Adel Rizkala
Unreasonably low reimbursement rates
The claim filing process is simple, but the reimbursement is substantially lower than it should be. Not sure it's worth the annual premium.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sabrina Terry
Amazing thank us for processing my claim so quickly
Love my insurance would be lost without it must have to protect the babies
5
out of 5
POSTED: | BY: Marge
Fast and complete service
Our insurance is there to help keep our pet healthy. Pepper is having some hip and/or spine issues. My claims have been covered swiftly and I am a happy customer. So is Pepper.
5
out of 5
POSTED: | BY: William Baker
Great so far
so far all claims have been processed quickly
4
out of 5
POSTED: | BY: Jennifer
Sick Service Dog
My Lucy came down with bacterial and viral ear infections and a bacterial infection on her skin. The vet missed the infections in her ears for months and was too busy on a day she was there for daycare. The vet referred me to a specialist, Dermatologist. I am thankful the vet sent me on but I was a bit concerned about the expense for her.
The Dermatologist caught both infections and her skin issue.
I need Lucy more than you can imagine. The expense of the Specialist was way over my budget, so thankful to have Nationwide to help me cover a great portion of the expense.
The only downside is processing a claim. It is a lot of steps and the direct deposit is cumbersome. I missed the final link on a prior claim to deposit it into my account. The deposit was not processed after I accepted it. It was quite the hassle to get it fixed.
Besides that, I would not not have insurance to cover her.
Thank you Nationwide.
Jennifer Bergman
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.