Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Deborah Ramos

Everything great - for the most part.

Everything has been great with Nationawide. The only issue is they don't cover the Lepto vaccine for some reason, even though in Colorado pets need the vaccine to keep them healthy.
5

out of 5

POSTED: | BY: Swierzy Steven

Responsive and reliable

Great customer service and fair and timely claims processing.
5

out of 5

POSTED: | BY: Tawana James

Fast & easy claim filing.

Being a new pet owner this has helped alot as there are many appointment and other issues that could arise.
4

out of 5

POSTED: | BY: Jessica E

Happy with my service

I like how easy it is to make a claim with my phone. Not sure why somethings are covered and why they are not other times. The checks take a long time to reach my house.
5

out of 5

POSTED: | BY: Mary Jane

Great pet insurance company.

Nationwide is a terrific pet insurance company. I mail my claims and always get a notice from them within a week that they are processing my claim. My payment is directly deposited into my checking account within days. I have had the insurance for almost 2 years and they have improved their response time greatly. You are also supplied with a complete explanation of benefits. I would recommend them highly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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