5
out of 5
POSTED: | BY: noreen
It's the best.
It's the best insurance for the price paid
4.8
out of 5
Number of reviews 24,776
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Joel
Thank you!
I love you!
4
out of 5
POSTED: | BY: Avery
Easy claim submitting with fast turnaround, great for budgeting dog expenses.
The overall ease of claim submittal and the document upload process makes it all worth it. Well guided system for getting set up and navigating. I have recommended this company to other pet owners, especially those who are looking for wellness coverage.
Thank you,
Toby the Great Dane
5
out of 5
POSTED: | BY: Cindi
Fantastic service
We have used VPI/Nationwide for pet insurance for about 15 years now. We have always bee. Pleased with the service and coverage of our policies. We love the ease of the new app! This makes filing claims quick and simple! We recommend to our pet owning friends Nationwide for pet insurance over and over again.
5
out of 5
POSTED: | BY: Collin
Better than expected in every way
My dog was recently diagnosed with Lymphoma. Immediately you have to make decisions that are very costly. Even the tests to determine what she had are hundreds of dollars. Insurance gives you the confidence that you can run the tests needed to determine what your pet has. Once we confidently knew she had Lymphoma I called in for the first time so I understand the limitations of my pet insurance and received better than expected results as the rep was extremely friendly and assured me of what my policy covered. Without asking she covered the details and let me know my policy had a $7,500 max annual payout which seemed more than reasonable. I was concerned certain tests or procedures may not be covered but as long as they don't fall into the clearly documented categories that are more cosmetic rather than life threatening the treatments would be covered. I submitted two claims and it worked just as advertised. They kept the initial deductible and after that paid out 90%. The payout feature is extremely easy through Chase and went straight to my bank. I have confidence that I understand my plan and Nationwide will do the right thing. Unfortunately I only have 6-10 months with my pet and she is only 3. I have only had pet insurance for 2 years so Nationwide will never be compensated fully for the coverage they provided her, but I will be a lifelong customer with every pet I have. Thank you for following through on the commitment and not making a difficult process even harder with red tape or ridiculous scrutiny on what is covered.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.