Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill

I think everyone should get pet insurance through Nationwide

Since joining Nationwide a few years ago through work for our first beagle, the claim process has been very simple. We fax the claim and usually within 2 weeks we are reimbursed. We've saves hundreds of dollars. We now have our 2nd beagle on the program. I highly advise everyone to do the same.
4

out of 5

POSTED: | BY: Sheila

Good service, rates too high!

I have had pet insurance since the day we got Penny. The first couple of years, it only went up a few dollars a month, but since Nationwide took over, the rates have drastically increased. Your service is excellent as was VPI, but a change in rates from apx. $25/mo. to $79/mo. in 8 years will soon price me out of any insurance.
5

out of 5

POSTED: | BY: Rebecca

Quick response and reimbursement of appropriatecharges

Lab insured by you since he was a puppy (now almost 8). Fair reimbursement, completed in a timely manner. It is very nice peace of mind.
5

out of 5

POSTED: | BY: Kathleen

Highly recommend - easy to use & great experience!

We've had to submit almost 10 claims in the past 2 months due to a few emergencies with our 6 month old puppy. Submitting claims has been so easy and Nationwide is quick to send through reimbursements for our appointments. We've had a great experience and would highly recommend!
5

out of 5

POSTED: | BY: Linda

Best thing ever!

I I love having this insurance. It provides me with a complete peace of mind. I use to worry when my pets got sick and the costs associated but now I know that I’m in good hands with Nationwide and most of my costs are covered. They do a great job of processing claims very quickly and customer service is top notch.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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