Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Easy and fast claim submission and payment

Unfortunately, my dog has had a few recent vet bills all in a row. Though it’s rough for my pet to go through, it’s super easy to submit a claim with Nationwide. They review it and get your approved payment sent back to you quickly, which is really convenient. Great service!
5

out of 5

POSTED: | BY: Nadyne

Flawless

Dakota was really sick and not eating, vomiting and constant diarrhea. I submitted my 1st claim the old fashioned way and printed the claim form and e-mailed the whole bit. The 2nd claim I used the newer method and did the claim online, and it was so easy! Both claims I was reimbursed quite timely, and money was waiting in my bank account. Huge improvement over the old system a couple of years ago. Dakota is 100% recovered and back to his usual self.
5

out of 5

POSTED: | BY: Mimi

Fast processing of claim

I submitted a claim for my dog's dental surgery and was very pleased with how fast the claim was processed.
5

out of 5

POSTED: | BY: Diana

Best decision we have made regarding ours dogs health

So happy we made the decision to use nationwide to insure our dogs. Easy to process claims. So much is covered. Very happy.
5

out of 5

POSTED: | BY: Cindi

Customer for 25 ++++

VPI has insured 4 of my Old English Sheep Dogs. Now that Nationwide handles everything is has only gotten better. VPI was the best to begin with. Thank you for all you do for Pet Lovers!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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