Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah

Insurance company did everything I expected and more

I was unsure how to file my first claim so I called customer service and spoke to a very helpful woman who walked me through the entire process. It absolutely couldn’t have been easier. In about a week, or less, I received a direct deposit reimbursement for my eligible claim amount. I’m so glad I bought this insurance as recommended by a friend. I’ve also recommended it to others.
5

out of 5

POSTED: | BY: Ann

Claim was so easy!

I have had Nationwide coverage for all of my dogs over the course of 15 years. They have always been fair with pricing and claims.
5

out of 5

POSTED: | BY: Aimee

Thank you! Easy to file a claim and quick response.

This was the first year that pet insurance was offered through my company. I decided to purchase it for both of my kittens (both under a year in January when the policy started). Lola ended up needing an FHO procedure to repair a broken leg bone 3 weeks ago. I was so upset that she got hurt, but Urgent Vet of Fort Mill and CARE (Charlotte Animal Referral and Emergency) were wonderful and took such good care of her. She is doing awesome 3 weeks post surgery. I filed the claims on the vitusvet app, very easy! I received notification a few days later on the claims and received my check in about a week for the covered procedures. Thank you for making it so easy during the stressful time of caring for (and worrying about) an injured pet. I would highly recommend Nationwide Pet Insurance and will be renewing my policy going foward.
5

out of 5

POSTED: | BY: Sherry

Thank you for your quick response to our claims!

Thank you for your quick response to our claims!
5

out of 5

POSTED: | BY: Madelayne

Great coverage

Excellent insurance. Great coverage, good relief when you have to go to the vet
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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