Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diana

great service

Very impressed with the service! Very easy to submit claims and receive reimbursements money well spent!
5

out of 5

POSTED: | BY: Amanda Brown

Great Service

I have had pet insurance through you for a couple of years now and always been satisfied with every claim submitted. Thank you!
5

out of 5

POSTED: | BY: Cheryl Johnson

JUST THANK YOU!

Daisy will be ten years old in August of 2020. As she gets older, she is having more issues. But, she is a very important part of our family and we want to give her the very best care that we can. You have been instrumental in helping us do that. We are very greatful!
5

out of 5

POSTED: | BY: Marie L

Efficient claims processing

My experience in submitting and processing claims has been simple and really no issues encountered.
5

out of 5

POSTED: | BY: Nicola Staines

Very responsive

It has been a really hard time for my lovely chocolate brown Labrador, so many visits to the vets, operations and medication. Nationwide Pet Insurance have really helped to take some of the stress out of it with hassle free claiming. It took a bit longer with the first claim but since then its has been really easy and quick. They always respond super quick to my email questions which is great too, and it is always a very detailed answer.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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