Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steven

Great company and great people!

We have had coverage with Nationwide, previously VPI when we first purchased our policy, for over seven (7) years. Purchased the policy hoping to never have to use the benefits, but unfortunately, our dog has had many, many medical issues over the years. Fortunately, Nationwide has been right there to honor its insurance coverage and pays claims timely and without issue. The staff has always been super nice on the telephone as well which is always nice. The claims process is very simple also. Thanks Nationwide and its great staff.
5

out of 5

POSTED: | BY: Richard

Nationwide is on Hercules’s Sode

This was Hercules’s first visit since Covid19 began shelter in place here in Waco Texas. Hercules needed to have his ears checked. The doctor said he had a yeast infection and gave us some meds to take home. As soon as I got the receipt for his visit I made the claim on VitusVet app, uploaded a picture of the receipt and submitted in the Veterinarian's parking lot. Nationwide reviewed it within 48 hrs and approved the claim within a week and had my reimbursement in less than 10 days! Bravo Nationwide! Thank you. 😃
5

out of 5

POSTED: | BY: Jason

Made the pain easier to bear

The cost of this policy is invaluable! It cost me almost $1,000 to treat my dog recently; Nationwide covered 90% of this cost because I had already met my $250 Annual deductible. So thankful that they didn’t do what most insurance companies do! And that is deny you claim hoping you will just go away. In fact they did the exact opposite! I submitted the claims while still at my vet. I took the pics of the receipts while in the vet office and uploaded them via the vitus vet app and 7-14 days later I received a reimbursement check from Nationwide no questions asked. And I’ll tell you my dog is fighting cancer and to not have to worry about the cost being reimbursed was amazing!!! Thank you Nationwide for not playing games with my claims.
5

out of 5

POSTED: | BY: Barb

Such an easy online claims process!

Very straightforward process, fast processing, good explanations. I wish filing claims for the rest my family’s medical issues was this easy.
5

out of 5

POSTED: | BY: Miranda

Always Reliable

My mind is at peace knowing that Nationwide Pet Insurance always has my best interest. I never feel like i'm being "jipped" by them. Claim process is easy and the customer service is good.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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