Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeffrey

Nationwide has been with us all the way!

Duke's Cystotomy went well though we are needing to clean up a post op bladder infection which is not uncommon in this procedure. Nationwide has been most dependable and efficient in processing our claims in the pre-op, op and post-op phases of this procedure. Couldn't be happier.
5

out of 5

POSTED: | BY: Gloria

I was pleased with the rapidity of the reimbursement

Good response to each claim
5

out of 5

POSTED: | BY: Derek

Highly recommend nationwide for pet insurance

Very happy with Nationwide for pet insurance. Highly recommend it.
5

out of 5

POSTED: | BY: karen

Great Insurance!

I love nationwide pet insurance! This is the first dog I have taken insurance out on, and it was one of the best decisionS I ever made! My dog has had a lot of issues - nothing major, but enough to make me glad I had insurance! Easy to submit the claims, fast turn around, good communication. If I ever had a problem, customer service was friendly and solved the problem quickly!
5

out of 5

POSTED: | BY: Becky

Super-fast claim processing!

My cat, Puzzles, has been going through a lot of health issues this year. There have been several expensive visits to the vet, including a special visit to a cardiologist, which wasn't cheap. My budget took a pretty big hit with that bill, but Nationwide processed my claim and submitted my reimbursement within a week! I know for a lot of pet owners who don't have insurance, they might be more likely to forgo special visits like that because of cost, but I felt better knowing I had insurance and Nationwide would reimburse me for a big chunk of the cost. The fact that they were so speedy helped even more!! Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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