Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jitka Zavadilova

Thank you for Benefits paying out!

Recently my little chi ( almost 16 years old) was having some discomfort and wasn’t acting like herself so we had to take couple of visits to the doctor. Since her deductible has been paid off while back , we enjoyed getting reimbursed for almost everything. Thank you !
5

out of 5

POSTED: | BY: Celine

Easy process and helpful staff

The claims are easy to submit and refunds arrive in a very timely manner. The staff is always professional and seems to care and wanting to help.
5

out of 5

POSTED: | BY: James Scott

Just started

I'm just getting started with this whole pet insurance thing. One thing I'm not happy with is that annually, I'm paying more than the $500.00 limit thats given for the total coverage for my dog plus I have a $100.00 deductible for emergencies. If my dog would ever need life saving treatment, I'll probably have to pay for most of the medical care. I mean, if that's the case, what do I need you for? I don't know...I'll make my judgement of it all at the end of the first year.
5

out of 5

POSTED: | BY: carol bloomquist

You have allowed me to have Angel for a very long time!

Angel is a big dog and almost 15. because of this insurance i am able to care for her senior needs - which are many! thank you!
5

out of 5

POSTED: | BY: Claire Collins

Thank you

Thank you for always taking care of my pup! I appreciate that I don't need to make tough decisions!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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