Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lee

The person I spoke with was very…

The person I spoke with was very knowledgeable and answered all my questions. She had to call back a few ties because I was unable to figure out how to get to things on my phone
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1

out of 5

POSTED: | BY: Mary Alice Edmonds

Don't waste your money

Don't waste your money. I bought Nationwide Pet Insurance for my dog 3 yrs ago simply to give some peace of mind if there was an illness/injury that was very expensive. The website is deceptive unless you want to read the many pages of fine print while trying to predict which condition your pet will someday have. When my dog needed an expensive procedure, Nationwide said there is a $485 limit on the said procedure. The entirety of the expenses (multiple visits, re-checks, meds, etc.) was in the $4000-$5000 range. And you only paid 10%. THIS IS NOT INSURANCE - IT IS A SCAM!
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5

out of 5

POSTED: | BY: Jason

New customer

New customer. Haven’t made a claim yet.
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5

out of 5

POSTED: | BY: customer

Eric was great at explaining everything…

Eric was great at explaining everything about the insurance and was able to get my application in under 20 minutes!
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5

out of 5

POSTED: | BY: Karen

Wanted to add another pet

The Nationwide rep, Clinton (ext 6206) was very friendly, knowledgeable and helpful.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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