Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pat Wotring

Very helpful people!!

Everyone I spoke to was knowledgeable and very helpful. I appreciate the time they took to help me change my payment method (my old card was stolen). Also, helped me to add my other dog to the Nationwide group.
5

out of 5

POSTED: | BY: Angel Swanton

My nation wide pet agent was so…

My nation wide pet agent was so incredibly helpful and explained my policy very simply for me to understand! He was very kind and compassionate towards me and my bunny, too!
5

out of 5

POSTED: | BY: April

When I called i was able to speak to a…

When I called i was able to speak to a Eric, a human that was very knowledgeable and polite. He wasn't trying to push me into buying the insurance and answered all my questions.
5

out of 5

POSTED: | BY: LC

It was easy to sign up with my employee…

It was easy to sign up with my employee discount using your website.
5

out of 5

POSTED: | BY: Andie, Merlin & Salem

Peace of Mind for My Fur Babies — Worth Every Penny!

I had no idea how much coverage my fur babies would need. I searched online, compared countless policies, and felt overwhelmed by the range of coverage and prices. I knew I needed to speak to someone directly. A friend recommended Nationwide Pet Insurance and raved about their service, so I decided to call. From the moment I spoke with my agent, everything became crystal clear. They provided straightforward information, transparent pricing (no hidden “oh, by the way” costs), and took the time to ask about my pets’ needs. Within minutes, I had a low, affordable monthly plan that covered both of my beloved “naked babies.” I was thrilled — we’re talking coverage for everything from wellness exams and vaccines to emergency vet visits, surgeries, and even deductibles. They explained exactly what was and wasn’t covered, leaving no confusion. Honestly, I spend more on DoorDash in a week than I do on this insurance each month. The peace of mind alone is worth it. And the reimbursement process? Phenomenal — quick, easy, and fair. I’m beyond happy to say that we are now proud members of the Nationwide Pet Insurance family. My only regret is not signing up sooner! Kind regards, Paw Prints & Whiskers of Love

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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