5
out of 5
POSTED: | BY: customer
Help me get insurance to keep here safe.
Help me get insurance to keep here safe.
Read more on Trustpilot
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: customer Michael McKinney
Helpful very nice and excellent service…
Helpful very nice and excellent service from Terica
1
out of 5
POSTED: | BY: Crissy
Do Your Research Before Choosing This Plan
I got this insurance through work and assumed it would be a high-quality plan. Looking back, I really wish I had done more research before enrolling. There are many better options available with significantly stronger coverage.
My 6-year-old cat was recently diagnosed with cancer. While this plan reimburses 70% of eligible expenses, the annual reimbursement cap is only $7,500. Unfortunately, that amount does not go very far when chemotherapy treatments can easily exceed $20,000. Since then, I’ve seen many other plans offering 90% reimbursement and annual limits as high as $100,000.
My advice to anyone considering pet insurance is to carefully compare plans before committing. Not researching my options more thoroughly is my biggest regret. Now, because my cat has a pre-existing condition, switching providers is no longer a realistic option.
5
out of 5
POSTED: | BY: AS
I signed up online
I signed up online, and the process was easy. I was able to review and compare all the options quite easily. Had been putting it off for a while, but my pup was overdue for vaccines and just needed to get it done.
3
out of 5
POSTED: | BY: Sammira Little
Costs changing on the site
I have one pet already on the insurance plan. We just adopted a new puppy so I wanted to add her as well. I went on the site a few times because we are not sure what breed she is so I was debating what to enter. every time I went to the site it was giving me a different estimate/quote on the amount even though I wasn't changing anything except the breed. I thought the breed was causing the prices to change dramatically. I realized after getting 5 different costs that the reimbursement percentage, coverage type and the plan details were changing every time. This was frustrating to me. Once I realized that, I was able to go in and customize the plan to mirror the one we have for our current dog. I think other customers would find this frustrating and not dig deeper to see why this was happening and give up on the process. The costs varied wildly from $21 a pay period to $50 something.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.