5
out of 5
POSTED: | BY: Hannah p
The application process was quick and…
The application process was quick and easy. Submitting claims has been easy
Read more on Trustpilot
4.8
out of 5
Number of reviews 25,529
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: customer
I liked being able to adjust the…
I liked being able to adjust the coverage in all areas to see what it would cost out of pocket depending on the coverage. The process for signing up was easy and I am happy with my experience so far. I hope that I am as happy with the coverage.
5
out of 5
5
out of 5
POSTED: | BY: customer
Kevin was knowledgeable and kind.
Kevin was knowledgeable and kind.
5
out of 5
POSTED: | BY: alexis durlacher
Easiest and best coverage around
I’ve been a customer before there were a lot of options and before the cost of veterinary care was crazy, and I’m really glad I chose Nationwide early on. Many of the online platforms UX are the same, but don’t confuse that with excellent coverage like Nationwide. Nationwide offers more tiered options, quicker turnaround on reimbursements, and wellness coverage, which many other companies do not. I’ve periodically cross compared coverage and costs, and Nationwide far exceeds other companies. I haven’t used their free 24/7 online vet yet (thankfully), but it’s nice to know it’s there so I don’t have to sit in an ER for hours for less urgent issues. I have three dogs so it’s not inexpensive, but the wellness visits coverage covers 1/2 of my annual payments, and one emergency visit puts me at the same annual cost, plus peace of mind for any unexpected major medical costs. I’ve only had to call once regarding coverage and the costumer service rep was very nice, taking the time to go over the explanation of benefits. Overall, I give them a 5/5.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.