Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheetal

Better than the rest!

I have use two different pet insurance companies before and had thought they were all the same with complex fine print that eventually will disappoint in your time of need. Nationwide thus far has been honest about what it will and will not cover so you can make an informed choice. For things it does cover, claim process is easy and timely. Haven’t had a need to contact their customer service to date!
5

out of 5

POSTED: | BY: Rebecca

Thank you

Thank you for giving me more time with my little man, we never would have been able to afford cancer treatment on our own. Jaco is responding so well and doing awesome, I am just so grateful. thank you
5

out of 5

POSTED: | BY: Jeanna

Nationwide is great!

Nationwide is great! Gives me peace of mind knowing Mick's is taken care of no matter what. Easy to file claims and fast payout.
3

out of 5

POSTED: | BY: Donna

This year insurance has been a wash; other years at a loss.

the cost of insurance has gone from $42 per month to over $100 per month in 3 years. Most things are not covered, but that is hard to tell with the copious amounts of exclusions listed, along with wording your vet may not use. Not sure if it's worth continuing.
5

out of 5

POSTED: | BY: Brian

Best benefit EVER!

I rescued Vixen 2 yrs ago, 7 days in ICU with pneumonia then heartworm treatment gets extremely expensive! Nationwide pet insurance saved Vixen and her family! You guys are AMAZING!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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