Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terri Edwards

I am very happy with nation wide insurance easy and prompt

I have 2 golden retriever brothers and I am so glad I made the choice to get nation wide insurance. This company isvery prompt on payment. I like how easy it to file my paperwork. I feel more at ease knowing I have my boys protected
5

out of 5

POSTED: | BY: Maggie M.

Easy Process

The process has always been easy and quickly processed thus far (knock on wood!). Gives me peace of mind if encountering a concern with my pets.
5

out of 5

POSTED: | BY: Wendy Stancel

Easy to use website

The website is easy to use. Claims are processed quickly and they communicate the status very well. Only called once, but the customer service was excellent.
5

out of 5

POSTED: | BY: Sarah Gay

Easy and fast claim submission and payment

Unfortunately, my dog has had a few recent vet bills all in a row. Though it’s rough for my pet to go through, it’s super easy to submit a claim with Nationwide. They review it and get your approved payment sent back to you quickly, which is really convenient. Great service!
5

out of 5

POSTED: | BY: Nadyne Williams

Flawless

Dakota was really sick and not eating, vomiting and constant diarrhea. I submitted my 1st claim the old fashioned way and printed the claim form and e-mailed the whole bit. The 2nd claim I used the newer method and did the claim online, and it was so easy! Both claims I was reimbursed quite timely, and money was waiting in my bank account. Huge improvement over the old system a couple of years ago. Dakota is 100% recovered and back to his usual self.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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