Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,278

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bonnie

Great service!

I keep telling people in the golden retriever clubs to buy pet insurance saying I have used your insurance for 16 years.
5

out of 5

POSTED: | BY: Karen

Long Time Customer

I have had our Lab (Tank) insured with Nationwide since he was a pup 10 years ago. Having him insured has given me peace of mind that a major medical concern would give me financial assistance to help him. Nationwide has been easy to work with and over the 10 years they have refined their process to make it a no-hassle experience. Having the wellness option on the policy encourages me to keep vaccines and other health features up to date. My only reason for not giving a “10” rating is their direct deposit of claim money still needs refining.
5

out of 5

POSTED: | BY: John

Great company to deal with

Nationwide has been extremely helpful and easy to deal with!
5

out of 5

POSTED: | BY: Doug

Best pet insurance ever

I can't stop telling everyone I know about how amazing this pet insurance is! It covers everything, it's very easy to submit new claims and it's fulfilled electronically...I recommend this to everyone getting a new pet and will always use Nationwide for future pets!
5

out of 5

POSTED: | BY: Emily

So lucky to have Nationwide!

We are so lucky to have Nationwide as our insurance provider for our pup, Remy. Submitting claims with them is super easy and quick and we get the reimbursements back SO FAST! It honestly amazes me at how quick the turnaround can be. Every reimbursement has been fair and I am amazed at how much is covered under our plan. Thank you Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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