Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julia Johnston

So thankful for our pet insurance

We got pet insurance on our 2 healthy Brittanys. Thankfully we did because our Sweet 5 year old Loretta needed BL cruciate repair. While in survey they found a Mast Cell Tumor. She has had many vet appointments and thankful worrying about the bills hasn’t been a major issue.
5

out of 5

POSTED: | BY: Jake Z

Great Customer Service.

Sasha is fully recovered. Thank you for asking.
5

out of 5

POSTED: | BY: Emelie Murphy

Love nationwide.

Great company. Only draw back is needing to pay vet bill first then be reimbursed.
5

out of 5

POSTED: | BY: faize M

best insurance ever!! i tell all my friends about it.

i'm really glad I have this insurance, my pet has some heart conditions plus she broke a ligament and needed a TPLO surgery, Nationwide really help me in this times of need. got lay off from my job and my dog needed that surgery and wouldn't be able to afford if it wasn't for Nationwide. I just have to say, thank you so much!!
5

out of 5

POSTED: | BY: Gregory P.

Worth the Cost!

While seeing premiums increase as your pet gets older can be a little exasperating, the truth is having that 90% return when your dog DOES need to go in can be a life saver! A much-needed teeth clean can cost over $1,000.00 but I ended up going most of it back so it was all worth it. And please get insurance asap! The younger they are, the premium hit is very doable per month and the coverage is pretty extensive. I have all 3 of my pets on Nationwide and with the multi pet discount as well, it's a great deal! Greg P. Potomac, Maryland

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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