Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marisol Philippou

Very happy with Nationwide pet insurance!

Amazing experience with Nationwide pet insurance and would highly recommend.
4

out of 5

POSTED: | BY: Patricia Dewey

Coverage is excellent

For the first three years of their lives, we have insured our two cats with Nationwide. We have been extremely happy with their service and pretty much everything about the experience. My only complaint is that we just received our renewal notice and the premium has DOUBLED! These two cats have always been very healthy. They have no chronic conditions, their breed has no tendency for any issues and the claims filed have been for minor illnesses and regular check ups. Still, we are going to have to pay twice as much to keep them covered for the next year, for the same coverage. I think this is outrageous. Did we renew? Yes, because Nationwide is still the best, but for me the relationship is tarnished.
5

out of 5

POSTED: | BY: Melissa Smith

Easy to work with

Processing is quick and easy. The ease of insurance helps me to take care of the necessities they need without having to worry.
5

out of 5

POSTED: | BY: Donna J

Best investment I ever made!

Thank you so much for getting us through some of the hardest times of our lives with our dogs. They are my life and because of this company, I have been able to keep them alive and well.
5

out of 5

POSTED: | BY: Patti Secrest

Thankful for Nationwide!

Nationwide has been a real life saver with the unforeseen expenses with our 2 Havanese, Cody and Gracie, each who have had a couple of health challenges. The claim filing process is easy and the response time is great. I couldn't be more pleased!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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