Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Lorraine A

Adter first claim the rest were handled promptly and easier

With my first claim I wasn't too happy about it because they denied it and I had to file a claim review but it got cleared up and after that my next couple of claims were paid promptly and completely I feel more comfortable knowing my pet is covered I feel confident that Nationwide bowhead on my claims even quicker than expected.
5

out of 5

POSTED: | BY: Amanda

Excellent

I have been with Nationwide for almost two years now and the service has been excellent. Customer service reps are quick to respond and submitting a claim is simple. Once you submit a claim you instantly get a notification that your claim was received. What I have been most impressed about is how fast the turn around time is for a claim to be processed. I also appreciate the "checking-in" emails. When my dog went through a major surgery, getting the "checking-in" email that said we hope your pet is feeling better and that we are rooting for them meant a lot. I highly recommend other pet owners to get Nationwide pet insurance.
5

out of 5

POSTED: | BY: Vanessa

Great service.. fast and reliable!

Very easy to submit claims and very fast payment. I linked my bank account to the insurance and that makes it even easier and faster. Can't complain.. all the rules are followed and I never had problems with it. Our dog had a series of things happen to him in a short period of time and we got all of our claims received and accepted without any problems. Our dog had chocolate poisoning followed by an injury at a dog park followed by a rupture of his salivary gland that needed surgery. All of these were covered by our insurance and we found no problems.
5

out of 5

POSTED: | BY: Jean Filipiak

Filing claims are super easy!

For the few times we've needed to use our plan, claims have been sort easy and payments are quick!
5

out of 5

POSTED: | BY: April Smith

Well worth it!!

Thank you Nationwide for more than I ever expected from a pet insurance company. I had say goodbye to my girl suddenly and the last thing I wanted to deal with was insurance paperwork and haggling. Far exceed my expectations with ease of claim and no denial or haggling. Thank you so much. I'll be a customer for life.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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