Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pamela Dresbach

Incredibly fast and fair service!

My baby ate something toxic and needed urgent veterinary care. Thankfully he is OK! The bill was quite shocking though. Also thankfully, we have Nationwide, and I was able to submit the claim easily and immediately through the app on my phone. About a week later, the reimbursement came through! This was incredibly fast and efficient service, not to mention the reimbursement was very fair. THANK YOU Nationwide!
5

out of 5

POSTED: | BY: Richard Mastracci

Servicing of Claims has been fast and efficient

I'm pleased with the speed and efficiency in which claims are processed.
5

out of 5

POSTED: | BY: Jim Laval

Great product

We've had nothing but a very positive experience. At the beginning there was a mess up with our payroll deduction to cover the premiums and Nationwide worked with our HR to get the issue resolved. Claims are very easy to enter and the process works very well. Very happy I signed up!!
5

out of 5

POSTED: | BY: Robert Helmer

Most painless claim process I’ve ever experienced

I am very thankful for Nationwide. After our doggy had surgery and some post-op complications, I submitted a claim thru my account online and within a couple weeks they accepted and mailed a check! I guess I went into it expecting them to decline the claim due to some fine print, but that wasn’t the case. Thanks, Nationwide!
5

out of 5

POSTED: | BY: Joan Ference

Very satisfied with this insurance plan & the claims processing procedure.

Very satisfied with Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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