Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,819

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Very fast and helpful company

I was a bit confused on what was covered and what wasn't. Once I spoke to an agent on the phone they cleared that up for me. Filing claims is very quick and easy going thru the app.
5

out of 5

POSTED: | BY: Annette

Saved my 4-legged doors life

I am 77 and on a fixed income. We got this insurance for our last Chessie, and carried it over for Nicky Bella. Nicky was recently diagnosed first with a Cruciate Ligament Tear, but when we went for the surgery, discovered that she had a bulging disc which had been exasperated by the recent X-Rays. Nicky is my Service Dog, and a beloved family member. Had it not been for the insurance, there would be no way for us to pay for all of the recent expenses we have incurred so far, and the ones that will be forthcoming. She will soon receive her 2nd epidural for the bulging disc and a re-evaluation to determine if surgery is needed for the Cruciate Ligament tear. She went downhill fast and we thought we were losing her. She had major dysentery probably due to a combination of the pain meds she was on, and had stopped eating for several days. Because of the treatments we have been able to give her, she is making remarkable progress, and right now, it looks as though I will have my beloved service dog and friend for a few more years. I could never thank Nationwide Pet Insurance enough for the support I continue to receive. You are literally saving not only Nicky's life, but mine too. Cannot thank you enough.
5

out of 5

POSTED: | BY: Cindy

Helps out for us, our Jasper is on Thyroid and Allergy meds. Nationwide takes care of it. Easy filing we just fax in the claim.

We have the medical plan for illnesses. Dropped the wellness plan fortunately our vet does a vaccination clinic so shots are at a great discount.
5

out of 5

POSTED: | BY: Meghan

Awesome!

I have an almost 6 year (?) old German Shepherd rescue from the pound. Purebred and no health issues, but as an active breed we sure do need insurance! I have the Wellness and Nationwide has been awesome. I switched from Figo last year and never used it because it didn’t cover much. Nationwide is worth the monthly cost since they have covered flea & tick and heart worm meds as well as a foxtail in the ear and a hurt rear leg in just the past four months. I just hope my rates don’t go up!
2

out of 5

POSTED: | BY: Nicole

Claim review needs more information

The website does not provide enough information or comprehensive information to allow us to track our claims without having to call and get more information not shown. Really need to update website and make more user friendly so that we don't have to call everytime we need information.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review