Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,878

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

So dependable - consistency counts!

Hoffman is my first pet ever! He’s my everything! Smartest thing I have done is get Nationwide with wellness! Everything has been covered and I’ve never had an issue! I couldn’t ask for anything more! Truly!
5

out of 5

POSTED: | BY: Marybeth

Efficient processing of claims and customer service is always a pleasant experience!!

Very pleased at all levels!
2

out of 5

POSTED: | BY: Ryan

Takes Way Too Long for claim

Takes frustratingly long for a claim to be reviewed. Going on a month and a half of 2 claims pending. Even more info was requested and immediately sent. No response of received given. Called for them to say they could not view images, sorry, need to resend. Sent hard copies, received, and still another 2 weeks. Over $1000 in claims pending. But don’t worry, they’ve taken my $52 payment without Issue for 3 months
5

out of 5

POSTED: | BY: Melissa

Great Insurance

Overall, I am very pleased with Nationwide Insurance. I have been a loyal customer for almost 16 years. We currently have three dogs insured. Submitting a claim is so easily done online. They usually pay relatively quickly. Depending on the plan, the reimbursement rate is pretty good. One of my dog’s just had a tumor removed from her lip and the bill was over $700. After the insurance reimbursement it ended up costing us about $75 out-of-pocket. I give that two thumbs up. My neighbor has a different pet insurance for her dog and they reimburse hardly anything. I would definitely recommend Nationwide Pet Insurance to a friend or family member. They may not be the cheapest but when you need it, it comes through. You want an insurance you can rely on.
5

out of 5

POSTED: | BY: Robin

Nationwide is absolutely wonderful in all aspects.

Nationwide makes filing claims easy, there is a quick turnaround for payment, and customer service representatives are knowledgeable, understanding, and pleasant. There is not a long wait time when calling. Premiums are reasonably priced.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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