Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gaby

If you have a pet, you NEED this insurance

I just love how we don’t have to worry about costs of emergencies or routine vaccines. We can get the best care for our fur baby so she can live a long, healthy life!
5

out of 5

POSTED: | BY: Laticia Ramsey

Healthy Pets

When calling customers service representatives put your mind at ease with the help they give.
5

out of 5

POSTED: | BY: Carolyn Miller

Great service.

I appreciate the interest in my pet after the pet visit. Very easy filing the claim and fast refund. The agents are always friendly, professional and very helpful.
5

out of 5

POSTED: | BY: Katia

Reliable partner; claim submission is easy and fast.

I love the peace of mind and reliability that Nationwide Pet Insurance offers. I feel I will not let my loved pet ever down.
5

out of 5

POSTED: | BY: Dawn Sorna

Ruby is Well.

Ruby is doing well after the last visit to the vet. She has been taking her meds and not having problems with her glands.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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