Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,878

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: jan

Has been an easy process, very stressless

Was uncertain about pet insurance, but has been well worth it. Besides you carry insurance on your kids, right? Our pets are our kids!!!
5

out of 5

POSTED: | BY: Sofia

The insurance has helped keep our puppy safe

Nationwide helped us keep Hunter safe when many visits to the vet as he wasn’t drinking nor eating and was having stomach issues
5

out of 5

POSTED: | BY: Don

Fast and Easy

We had an unexpected medical emergency for Charlie. Submitting the claim was easy. The review and reimbursement was fast. Nationwide even sent a follow up asking how Charlie was doing showing compassion.
5

out of 5

POSTED: | BY: Nicole

Very Helpful!

Website and claim forms very easy to navigate. Customer service is very helpful.
5

out of 5

POSTED: | BY: Tamika

Easy and fast

Submitting a claim online is very easy; however, I never expected to see a check from you so quickly. Especially in the midst of a pandemic. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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