Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charelle

Great service for my petbaby

I am very pleased with all the help I get from agents regarding the care of my dog, Reesecup. On my last call the representative was very helpful and gave me pointers on what I can do before Reesecup's surgery to ensure my claim goes through smoothly. I did everything she recommended and my claim process went through without a hitch and I am very grateful for that because this was an expensive surgery and having this insurance was one of reasons I was able to make a decision so quickly to have the surgery.
5

out of 5

POSTED: | BY: Katie Lichtsteiner

Very quick turn around on reimbursement of Pet invoice

I'm very pleased with the quick turn around on my pet invoice. I was reimbursed very quickly after submitting the form electronically online. Also the online claim submission process could not be any easier. All the basic info is prepopulated for me so I don't have to go searching for my policy number. I just needed to log, attach my receipt, add a description and I was done. Thank you!
5

out of 5

POSTED: | BY: Jerry Timson

Easy, fast, paid for itself already.

So easy and fast to submit a claim using the app. Quick turn around on claims and fantastic customer service when you have a question. With the amount of vet visits from a new puppy, the insurance has already paid for itself for the year. You can't afford not to get this.
5

out of 5

POSTED: | BY: Raymond Kohan

Simple and Fast

Processing of claims is simple and fast. No problems with processing the claims.
5

out of 5

POSTED: | BY: Linda Sherman

Efficient, responsive, & timely.

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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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