Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,878

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Fran

Very happy with Nationwide pet insurance

Claims are processed quickly. I am definitely renewing my dog’s policy with Nationwide and would recommend the company to my family and friends.
5

out of 5

POSTED: | BY: Carolina

Helpful

Helpful staff.
5

out of 5

POSTED: | BY: Leah

happy with everything so far!

happy with everything so far! thank you!
5

out of 5

POSTED: | BY: johanna

Nationwide has really improved how quickly they review claims and send reimbursements.

I have had Nationwide for a year now, and have been happy with the claims process. At the beginning it was a little rough and a little took more time to figure out but since it is very easy to file a claim, have it reviewed and get reimbursements quickly. I have been so far very satisfied and will continue to use/renew my insurance for the next year. No increase to my policy which was really nice also. I haven't had any issues with regards to reimbursement amounts or to why something was not covered.
3

out of 5

POSTED: | BY: mahnaz

thanks for reaching out.

Charlie was a healthy 4 months old puppy when we got him but unfortunately had to go through a lot in the last few months. it is heartbreaking to see him suffer at such a young age. I hope at least nationwide doesn't make excuses for covering the expenses and at least ease up our current financial hardship. they already sent me a letter highlighting some exclusions to the plan (calling them pre-existing conditions) which is not the case at all. even Charlie's doctor read the letter and said he can send them a letter stating that Charlie had no pre-existing conditions (except cherry eye which happened during the insurance waiting period) . I am still waiting for the last hospital claim to be processed and I hope nationwide make the payment and doesn't make me to go through the legal actions. I heard that nationwide is a good pet insurance and I am hoping that will be proven to be the case!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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