Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica Clarke

Fast Processing

I've recently started using the direct payment through Chase Pay and am very pleased with how quickly my claims are processed and paid. Thank you!
5

out of 5

POSTED: | BY: Ellie

Cannot recommend enough!

I don't know what we'd do without Nationwide Pet Insurance! I recommend them to all new pet owners. It's so easy to submit a claim, track the progress, and receive reimbursement. Our coverage has taken care of almost every scenario we've come across - which as pet owners know, are a lot with new puppies! I'm so grateful for the Nationwide team (I think they reset my password at least once a month) and their service.
5

out of 5

POSTED: | BY: Lucille Thorn

This is the best pet insurance on the market and I researched plenty.

The best pet insurance on the market from customer service to processing claims and being there to advise.
5

out of 5

POSTED: | BY: Denise Russ

I would definitely recommend Nationwide Pet Insurance to anyone who has a pet!

Nearly effortless claim submittal process. Fast and efficient reimbursement on claims.
5

out of 5

POSTED: | BY: sean mcelroy

Great Custoemr srveice and super easy to file claims!!!

Nationwide has made filing claims super easy with its telephone app. I really appreciate the easy claims process and getting online updates on claim status. It is a much better process that calling the service center for updates.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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