Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Holly

Easy and good insurance

It’s good to know you and your pet is safe with nationwide when they are sick. Easy & efficient claims and reimbursement.
5

out of 5

POSTED: | BY: Wendi West

Easy claim process, respectable process turnaround

My experience has been good thus far. I have appreciated the user riendly claim process. Now that the deductible is met, my claim reimbursements confirm why I use Nationwide.
1

out of 5

POSTED: | BY: Deirdre dantona

Deceptive to what is covered and amounts covered

Very disappointed that although my plan says they cover certain amounts for tests, I got only partial payments. I feel it’s misleading to say coverage for a CT scan is $990 but only reimburse $310.
5

out of 5

POSTED: | BY: Toni Ann

Best Ever Pet Insurance

I usually don't give reviews, but I really needed to give you guys a high five! I have been experiencing the best customer service with Nationwide Pet Insurance since it changed from VPI which was terrible. No sooner is my claim filed, and I am receiving reimbursement from Nationwide. Not only is reimbursement quick, I can transfer the funds to my account immediately on line through Chase Bank where the reimbursement money is sent. They are a pleasure to do business with. I am very happy with their coverage and customer service. Totally gives me peace of mind :)
5

out of 5

POSTED: | BY: Lisa

Excellent service

Everything is quick and easy with them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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