Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karin Kane

Filing the claim was possibly the easiest part of our dog's illness!

This process could not have been easier, or faster! What a relief to have our Indie's coverage! Thank you!
5

out of 5

POSTED: | BY: Robert Haithcox

Good experience

I find the Nationwide Pet insurance program to be a valuable tool in managing medical expenses incurred with the care of a dog. The claims process is paperless and simple and reimbursement is prompt.
5

out of 5

POSTED: | BY: Melody Derenia

We are very fortunate to have you, so our fur babies can have a healthier life.

We love the help we get, for our fur babies. Everyone is so helpful, kind, and caring. We wouldn’t be able to afford the vet bills otherwise.
5

out of 5

POSTED: | BY: Jackie Covais

The very best Pet Insurance that an owner who cares about their pet, could have, hands down. Absolutely the best.

The very best Pet Insurance that an owner who cares about their pet, could have, hands down. Absolutely the best.
5

out of 5

POSTED: | BY: Dana Guidera

Thank you!

I have been a client for several years. As I now how a 13 year old and 17 year Pomeranian, my needs are more urgent for services. Your company has been so amazing in not only my coverage, but the payment system just gets easier and easier to use. Also, I love how you check in on my seniors with emails and notes acknowledging the illness. Thank you for helping me on this journey.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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