Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jade

Easy and stress-free process!

Nationwide Pet has been a financial life-saver. We had to do emergency surgery for our boy, and it was 100% covered. I received the money days after I submitted our claim. It let us be able to take care of our dog and make sure he made a full recovery without having to worry about money. I recommend Nationwide to anyone with a pet they love!
4

out of 5

POSTED: | BY: Jocelyn

Expensive

Is it necessary to have a deductible? We have two young animals, a cat and a dog. Or, if you purchase the wellness insurance along with the catastrophic, could the deductible be waived? Especially for younger, healthier animals. The insurance is on the high end of other plans, and if there are only well visits for young animals, it becomes expensive, plus with the deductible annually, I am reconsidering whether to continue the premiums.
5

out of 5

POSTED: | BY: Kumar

Best service.

I am having Amazing experience with nationwide pet insurance so far.
3

out of 5

POSTED: | BY: Giselle

Insurance if good, but rates are too high

Making claims is really fast and easy with the app. Enjoy the insurance, but it is fairly pricey. Worst part is that when I had to renew this year the rate increased, which is unfortunate they would do that during these COVID times. May have to find something more affordable especially now.
5

out of 5

POSTED: | BY: Renee

Always caring for both Jaxon and Larry!

A great insurance Co for my dogs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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