Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer Martin

The best choice for my dog ever!

Love nationwide
5

out of 5

POSTED: | BY: Gina Whetzel

Supportive and helpful during a difficult time

We have had pet insurance for our dog for many years, but it wasn’t until she became elderly and her health began to decline that you guys really began to support our family and through this difficult process. Thank you
5

out of 5

POSTED: | BY: Larry Day

Easy to apply and fast to receive claims

Nationwide has improved the time to receive claims. It takes only a few days to get approval. Super easy to submit claims using VitusVet. Overall, very pleased with this service.
5

out of 5

POSTED: | BY: Stephanie Larson

Excellent Coverage and Easy to File Claims

Nationwide provides excellent coverage and their partnership with Vitus Vet to file claims makes filing claims a breeze! Claims literally take less than 2 minutes to file. Knowing that I am fully covered made my decision to have a major knee reconstruction surgery on my dog done a no brained and removed the stress of worrying about how I would pay for it.
4

out of 5

POSTED: | BY: Mara

more electronic communications vs. paper mail

Overall, the process through VitusVet is easy and convenient. However, for this claim you asked for additional information and instead of doing so via the app or email, you sent a letter in the mail. It seems that the entire process should be able to be completed online. Also, it did take a while although during this crazy, unprecedented time, it's to be expected.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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