MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,784

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
4

out of 5

POSTED: | BY: Daniel Marrah

Quality program at a fair price!

Quality program at a fair price!
1

out of 5

POSTED: | BY: Beth Miller

I wanted to ask about what services…

I wanted to ask about what services were covered but chat doesn’t work AND was on hold for over an hour. I sure hope it improves now that you took my money
5

out of 5

POSTED: | BY: amanda

easy to use

easy to use, get paid quickly, covers so much
4

out of 5

POSTED: | BY: Christopher

You know that reasonable rate they gave when you signed up?

Enjoy that year. I originally signed up with MetLife thru work. They allowed me to fully insure both my cats for $59/month. Since that day a few years ago, they've effectively quadrupled their rates. Now I'm paying $120 / month for ONE cat, since they kept denying payments to the other cat for supposed "pre-existing conditions". I will say when they're not busy quadrupling their rates and asking for SOAP notes, they do actually pay out most claims.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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