MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 6,148

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
4

out of 5

POSTED: | BY: Kevin Mcmillian

Easy app to use and to file claims.

Easy app to use and to file claims.
5

out of 5

POSTED: | BY: Monica

great service

Fairly new to pet insurance, but I give Metlife an A+ for services I’ve received so far. Their online portal as well as the mobile app are some of the easiest online options I have used. I found the response time for my claims very acceptable. I had my refund in two or three days and the document upload was very simple to do thank you MetLife
5

out of 5

POSTED: | BY: customer

My claim was completed and payment…

My claim was completed and payment received within 3 days of submitting! The app is very easy to use. I am very happy with MetLife.
5

out of 5

POSTED: | BY: Paula

They’ve never denied a claim of get…

They’ve never denied a claim of get paid pretty quick and they paid good 90% of my bill and my dogs are Yorkies and they go in quite often
4

out of 5

POSTED: | BY: Stephanie

My first pet insurance plan has been so worth it

My rescue dog from Puerto Rico is grandfathered in on a plan that offers superior dental coverage instead of a set amount. This is why I intend to keep this plan (typical small dog dental issues). I researched many plans and this one was the most attractive. Last year, just after I adopted my dog, her first dental was a rough experience with a lot of extractions. MetLife Pet gave me the runaround before paying the claim. It took three long phone calls and my vet had to repeatedly submit paperwork. But since then, claims have been paid without hassle. My most recent routine claim was a cinch. Last year an emergency claim on a holiday was also paid quickly. I love knowing that my dog has insurance, and the hit to my wallet won’t be as much. Veterinary care has become so expensive, and my plan isn’t cheap, but it is worth keeping since my dog may not have received adequate care when she was young.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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