MetLife | Pet Insurance Review


out of 5

Number of reviews 290

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.8
  • 4.8
  • Count
  • 38
  • 260
  • 290
As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.

out of 5

POSTED: | BY: Kirby Davis


Terrible. They claimed my dog throwing up once was a "preexisting condition" and refused to cover his hospital stay for pancreatitis. My policy was in effect several days before the hospital stay. I'm disputing the claim but I will absolutely be switching pet insurance providers.

out of 5

POSTED: | BY: Jeri Chen

Good for me

Good for me!!

out of 5

POSTED: | BY: Matthew Bernardini

Great coverage - highly recommend

Great coverage, excellent customer service and friendly team.

out of 5

POSTED: | BY: David M.

SO GLAD we had this insurance

When our dog became sick, we learned just how important pet insurance was to have. We spent thousands of dollars dealing with GI issues with no clear root cause. When the vet asked if we wanted expensive tests and treatments, we were able to not think twice. We knew that we were covered and that was the best feeling. MetLife Pet has been helpful and responsive to our questions and claims. I tell everyone to consider getting this insurance for their pets.

out of 5

POSTED: | BY: Lynn

Don't buy insurance for your pet without looking at this one!

After looking at a dozen pet insurance companies I came across MetLife, the funny thing is they are not listed on any of the so called "pet insurance review sites" which convinced me that those review sites only post reviews for the companies that pay them to do so. (I found out about fake paid reviews a few years ago when I tried to compare mattresses) Metlife covers almost everything and have a wellness plan that pays 100% of immunizations, dental cleanings, spay/neuter and exams. They even cover pre-existing conditions if you currently have pet insurance and the plan is covering claims involving the condition. There weren't many reviews of it so I contacted them directly with a list of questions and they are legit so I took out a policy with them. Within a few weeks my puppy ate some pills that were toxic to dogs and I ran up a $900 vet bill - Metlife paid it without question in under 2 weeks. By the way I am a current customer, and I don't get benefit in any way by writing this review. The only downside to Metlife is that they aren't available in all states yet.

Monthly Cost

Plans can start at just $29


Reimbursement for up to 90% of vet costs.

Payout Limits


Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days


Protect your pet’s health and your wallet with MetLife Pet Insurance. Plans can start at just $29 and you can easily customize your deductible and reimbursement rates so it works for you. WIth a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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