MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,294

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
3

out of 5

POSTED: | BY: Cheryl

MetLife uses AI to begin the claims review

Apparently, the company uses AI to review the claims and my cats diabetic blood tests for ketones keep getting rejected. The AI flags them as a preventive heartworm test. I have to call the company every time I submit so that it can be corrected. They do correct and have put flags in the record, but it makes it a lengthy and inefficient process and a poor use of my time. It’s very frustrating.
4

out of 5

POSTED: | BY: Rubble

Easy to file claims

App makes it easy to file and track claims.
5

out of 5

POSTED: | BY: Patricia Randall

Great help I trying to nagavate my new…

Great help I trying to nagavate my new claim. Was having trouble up loading it
5

out of 5

POSTED: | BY: customer

Make decisions based on health, not cost

Helpful customer service. Helps me feel empowered to make decisions for my pets based on their health, not the cost. Very helpful for taking care of my kitty who we learned needs to eat a specialty food moving forward - MetLife works with my vet to cover a lot of the cost.
5

out of 5

POSTED: | BY: Javier Saavedra

Quick Claim Return

MetLife pet insurance is the pet insurance everyone should have, whether it’s routine check ups/procedures or an emergency, MetLife will be there. Nothing but good things to say. I’ve had a policy with them for about two years now and the turn around for your reimbursement is super quick.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

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