MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,801

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: luanne sibley

I am extremely pleased with the…

I am extremely pleased with the friendly and supportive response I received from MetLife customer service.
5

out of 5

POSTED: | BY: customer

easy to use web portal

easy to use web portal
5

out of 5

POSTED: | BY: BL

Great coverage

I like how it’s such a smooth process and how I get my money pretty quickly. It has been so helpful financially and the coverage is great for both my dogs.
4

out of 5

POSTED: | BY: customer

Pretty straightforward submission process

As long as I have all the documentation needed to submit a successful claim, like the SOAP notes, it’s a seamless process. MetLife is transparent that it can take a few days for an adjuster to review and then it takes a few more days to receive payment but that process has always been pretty streamlined and straightforward for me.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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