5
out of 5
POSTED: | BY: Lisa
Lemonade is super efficient with review and payment process
Lemonade pet insurance is super efficient with review and payment process.
4.8
out of 5
Number of reviews 827
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Elizabeth
Lemonade is easy to use and customer service is great
Lemonade is easy to use and customer service is great. They are extremely patient.
5
out of 5
POSTED: | BY: Robin
Easy Pet Insurance
Affordable and Easy to submit your claim
5
out of 5
POSTED: | BY: Bessie
I'm so happy I chose Lemonade insurance, everyone has been helpful, kind, and fair.
I'm so happy I chose Lemonade pet insurance, everyone has been helpful, kind, and fair. It's very easy to upload your claim and they reimburse you in a timely manor.
5
out of 5
POSTED: | BY: Jill
Very helpful with submitting a claim
I was frustrated when trying to file my first claim. I called customer service and they were so helpful. Once I got everything submitted I was reimbursed very quickly, and the coverage was explained detail. I am very happy with the end result.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet